NEW JERSEY — Federal Data, September 2026
The Best Trade Schools in New Jersey, Ranked On What Graduates Owe And Earn
3 accredited institutions in New Jersey report enough federal data to be compared. They are ranked here on a single measure: how many months of gross pay it takes a graduate to cover the median debt.
See The New Jersey RankingU.S. Department of Education data. No school paid to be listed.
Across the 3 ranked trade schools in New Jersey, the median graduate needs 4.4 months of gross pay to cover a median federal debt of $13,718, against median earnings of $32,850 one year after completion.
That puts New Jersey slower than the national median of 3.6 months measured across the 153 institutions in our national ranking. The best performer in the state is Hohokus School of Trade and Technical Sciences in Paterson, at 4.2 months.
Only schools that are currently operating, accredited, predominantly certificate or associate granting, and reporting both debt and earnings on at least four trade programs appear here. That is why this list is short: most institutions do not publish enough for a fair comparison.
NEW JERSEY At A Glance
What the federal data says about trade schools in New Jersey
The Ranking
3 trade schools in New Jersey, ranked by months of gross pay to cover the debt
Lower is better.
| # | School | Type | Months | Debt | Earnings | Completion | Programs |
|---|---|---|---|---|---|---|---|
| 1 | Hohokus School of Trade and Technical SciencesPaterson, NJ | for-profit | 4.2 | $10,156 | $27,700 | 81% | 4 |
| 2 | Lincoln Technical Institute-MahwahMahwah, NJ | for-profit | 4.4 | $13,718 | $36,577 | 79% | 4 |
| 3 | Lincoln Technical Institute-IselinIselin, NJ | for-profit | 5.5 | $14,484 | $32,850 | 54% | 4 |
Source: U.S. Department of Education, College Scorecard, Most Recent Cohorts by Field of Study and by Institution (published 9 June 2026). Debt is the median federal Stafford and Grad PLUS loan debt of completers; earnings are median earnings one year after completion; both are medians across the school’s trade programs. Completion is the institution’s published rate.
The Top Five, In Detail
The five fastest payback schools in New Jersey, one by one
Hohokus School of Trade and Technical Sciences
Paterson, NJ
Hohokus School of Trade and Technical Sciences is a private for-profit institution in Paterson. Across its 4 trade programs with publishable figures, the median graduate leaves with $10,156 of federal debt and reports median earnings of $27,700 a year after completing, so the debt is covered by 4.2 months of gross pay: the fastest payback in the state, and right on the New Jersey state median of 4.4. It reports a 81% completion rate. Its fastest program here is Precision Metal Working.
Lincoln Technical Institute-Mahwah
Mahwah, NJ
Lincoln Technical Institute-Mahwah is a private for-profit institution in Mahwah. Across its 4 trade programs with publishable figures, the median graduate leaves with $13,718 of federal debt and reports median earnings of $36,577 a year after completing, so the debt is covered by 4.4 months of gross pay: the second fastest in the state, and right on the New Jersey state median of 4.4. It reports a 79% completion rate. Its fastest program here is Precision Metal Working.
Lincoln Technical Institute-Iselin
Iselin, NJ
Lincoln Technical Institute-Iselin is a private for-profit institution in Iselin. Across its 4 trade programs with publishable figures, the median graduate leaves with $14,484 of federal debt and reports median earnings of $32,850 a year after completing, so the debt is covered by 5.5 months of gross pay: the third fastest in the state, and 1.1 months slower than the New Jersey state median of 4.4. It reports a 54% completion rate. Its fastest program here is Environmental Control Technologies/Technicians.
Read It Carefully
Why this list is short, and what it does not measure
Absence from this page is not a verdict. Most trade schools in New Jersey are missing because the Department of Education suppresses figures for programs with small cohorts, not because they scored badly. A small, excellent school will often have no publishable data at all.
The measure is also a ratio, not a repayment plan, and it counts federal loan debt only. Cash payments, private loans and employer sponsorship are invisible here. Local wages shape earnings as much as the school does, which is exactly why comparing within a state, as this page does, is more informative than comparing across the country.
By Trade
Or narrow it down to one trade in New Jersey
For NEW JERSEY School Operators
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We run this analysis for individual schools against their own federal data and show them where they sit against both the New Jersey median and the national one. Where the answer is good, it is the strongest recruitment argument a school owns.
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